superannuation

/ˈs(j)ʉːpəˌɹænjʉːˈæɪʃn̩/

noun

A retirement benefit fund, an accumulation of regular deductions from one′s wage or salary while employed and similar regular contributions from the employer, usually administered by an independent entity; a pension.
The condition or of being superannuated; old age or obsolescence.

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