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accident

/ˈæk.sə.dənt/
noun
  1. An unexpected event with negative consequences occurring without the intention of the one suffering the consequences.

    "to die by an accident"

  2. Especially, a collision or similar unintended event that causes damage or death.

    "My insurance went up after the second accident in three months."

  3. Any chance event.

Synonymsfortune, luck, casus, befalling, casualty, chance

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